each one needs to be 150-200 words with one to two references:
1)For most data breaches, the likelihood of any monetary fine being required from an organization is small. Thus, a more comprehensive legal framework that offers a mix of incentives for better security practices, disclosures, and individual protections is likely needed. In addition to disclosing and providing end-users and customers free credit monitoring services as a result of personal data breaches, discuss what other incentives could be implemented to improve security practices.
2)Information privacy or data protection laws are generally designed to prohibit publication or misuse of information about private individuals. Many countries around the world, including all of Europe, have adopted some form of comprehensive data protection legislation. In the United States however, there is no single, comprehensive law regulating the collection and use of personal data on the federal level. Instead, there is a patchwork system of federal and state laws and regulations that can sometimes overlap or contradict one another. Thus, governmental agencies and industry groups have developed self-regulatory guidelines and frameworks or “best practices” that are increasingly being used as a tool for enforcement by regulators. Some of the most notable federal privacy laws include the following:
The Federal Trade Commission Act
The Financial Services Modernization Act
The Health Insurance Portability and Accountability Act
The Fair Credit Reporting Act
The Controlling the Assault of Non-Solicited Pornography and Marketing Act
Telephone Consumer Protection Act
The Children’s Online Privacy Protection Act
The Electronic Communications Privacy Act
The Judicial Redress Act
In October 2016, under the Obama administration, the Federal Communications Commission (FCC) adopted a set of privacy rule for broadband ISP providers that established a framework of customer consent required for ISPs to use and share their customers’ personal information that was calibrated to the sensitivity of the information. The rules would have incorporated the controversial inclusion of browsing history and apps usage as sensitive information, requiring opt-in consent. They also would have included data security and breach notification requirements. The Federal Trade Commission (FTC), which oversees consumer privacy compliance for other companies, does not currently treat consumer browsing history or apps usage as sensitive data.