each one needs to be 150-200 words with one to two references:

1)For most data breaches, the likelihood of any monetary fine being   required from an organization is small. Thus, a more comprehensive   legal framework that offers a mix of incentives for better security   practices, disclosures, and individual protections is likely needed.   In addition to disclosing and providing end-users and customers free   credit monitoring services as a result of personal data breaches,   discuss what other incentives could be implemented to improve security practices.

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2)Information privacy or data protection laws are generally designed to   prohibit publication or misuse of information about private   individuals. Many countries around the world, including all of Europe,   have adopted some form of comprehensive data protection legislation.   In the United States however, there is no single, comprehensive law   regulating the collection and use of personal data on the federal   level. Instead, there is a patchwork system of federal and state laws   and regulations that can sometimes overlap or contradict one another.   Thus, governmental agencies and industry groups have developed   self-regulatory guidelines and frameworks or “best   practices” that are increasingly being used as a tool for   enforcement by regulators. Some of the most notable federal privacy   laws include the following:

The Federal Trade Commission Act
The Financial     Services Modernization Act
The Health Insurance Portability     and Accountability Act
The Fair Credit Reporting Act
The Controlling the Assault of Non-Solicited Pornography and     Marketing Act
Telephone Consumer Protection Act
The Children’s Online Privacy Protection Act
The     Electronic Communications Privacy Act
The Judicial Redress   Act

In October 2016, under the Obama administration, the Federal   Communications Commission (FCC) adopted a set of privacy rule for   broadband ISP providers that established a framework of customer   consent required for ISPs to use and share their customers’ personal   information that was calibrated to the sensitivity of the information.   The rules would have incorporated the controversial inclusion of   browsing history and apps usage as sensitive information, requiring   opt-in consent. They also would have included data security and breach   notification requirements. The Federal Trade Commission (FTC), which   oversees consumer privacy compliance for other companies, does not   currently treat consumer browsing history or apps usage as sensitive data.
On April 3rd, 2017, President Donald Trump signed into law a bill   that repealed those privacy and data security regulations. Given the   pervasive amount of user information that is collected, stored, and   shared, (1) do you think Internet browser history and app usage should   be considered “sensitive data,” and if so, (2) should the   FCC Privacy Policy Rule have been repealed? Discuss why the United   States has been reluctant to pass comprehensive broad data and privacy   protection laws.

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